By Lynne Cory

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What if a friend and I are both in the process of getting loan modifications and we started about the same time?

What if I have been making my payments and sending paperwork and waiting patiently for an answer for the last 6 months?

What if he stopped making his payments and continually scrambles to find paperwork they request and get last years taxes done and is terrifying himself when the foreclosure letters come and the sale pending signs are posted on his door?

What if we have differnent ways of doing things and different things to learn?

What if I like calm and he thrives on drama?